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cherylpf
crazy cat lady
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Joined: 14 May 2002
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 Posted: 11/13/03 - 18:28 Post subject: speaking of benefits...
I saw an ad for Claritin today and RR's thread made make me think of it again. "Prescription strength Claritin now available over the counter!" Do you prefer this or keeping the prescription? For me, I benefit if the drug stays prescription because the insurance will pick it up, whereas if its over the counter I pay 100%. I take over $300 of prescription drugs each month so I really appreciate the insurance benefits.
Just curious if anyone else in a different position sees these ads and thinks "YES! Finally its over the counter!"
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airehead
Oompa Loofah
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Joined: 12 Nov 2002
Posts: 18788
Location: Between here and eternity...
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Posted: 11/13/03 - 18:33 Post subject:
I see both sides.
The military is really hesitant to pick up any new drugs and is very hesitant to prescribe them once they do. (I've been told they're only allowed to prescribe certain meds)
I am tickled that Claritan is now OTC and even happier about Prilosec. These two are very hard to get prescribed.
But, I can bet that gets expensive really quick. I figured that out with Pepcid. That stuff ROCKS, but it was really pricey until they came up with generics.
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shelflifers
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Joined: 10 Jun 2002
Posts: 18633
Location: Austin, TX
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Posted: 11/13/03 - 18:51 Post subject:
I'm still waiting for the day they put the marijuano OTC...I've been battling this damn glaucoma for years... 
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brie k
Member
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Joined: 15 May 2002
Posts: 5661
Location: where the wild things are
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Posted: 11/13/03 - 19:07 Post subject:
My copay for my maxalt is $55. So if it ever went OTC, I might be able to get more of it (I can only get 12 a month and sometimes that just doesn't cut it) and for cheaper... I'm still waiting.
Once they started selling liquid motrin for kids OTC (they haven't always), they stopped covering the prescription. At the time, we had a zero copay on Rx, so I was bummed.
So it really depends, I guess.
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purple hayes
Frightened Inmate #2
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Joined: 14 May 2002
Posts: 14462
Location: ON YOUR LEFT!
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Posted: 11/13/03 - 19:09 Post subject: Re: speaking of benefits...
| cherylpf wrote: | | I take over $300 of prescription drugs each month so I really appreciate the insurance benefits. |
That's your copay? 
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Cappy
Excelent
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Joined: 16 May 2002
Posts: 27368
Location: Spreadsheetylvania
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Posted: 11/13/03 - 19:11 Post subject:
Wife and kids take claritin, its more expensive OTC than it was on prescription with my drug plan. Now the kids just take it.
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omega lambda
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Posted: 11/13/03 - 19:48 Post subject:
I guess my question is...do you pay for your health insurance? 'Cause if you do, you're still paying. I pay ~$250/month to insure me and my family. I sure as hell don't spend $250/month on any drugs, and we rarely go to the doctor.
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Cappy
Excelent
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Joined: 16 May 2002
Posts: 27368
Location: Spreadsheetylvania
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Posted: 11/13/03 - 20:47 Post subject:
Mine is a payroll deduction, about $120.00 bi-weekly.
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cherylpf
crazy cat lady
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Joined: 14 May 2002
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Posted: 11/13/03 - 21:20 Post subject: Re: speaking of benefits...
| purple hayes wrote: | | cherylpf wrote: | | I take over $300 of prescription drugs each month so I really appreciate the insurance benefits. |
That's your copay? |
No, thats how much the drugs are, I pay that amount for them and then my insurance reimburses me for what they cover later on.
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