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Would you sign up for a program like this?


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purple hayes
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PostPosted: 09/10/04 - 09:08    Post subject: Would you sign up for a program like this?
In the local paper today (sorry, can't find the article online) there's a story about a test program that an auto insurance company is running. They basically install a "black box" on your car and every now and then you turn over the recorded data to them. If the data shows that you're a good driver, you get a break on the cost of your insurance. If you speed excessively or frequently brake too fast, your premiums go up.

Would you sign up for that program if your insurance company offered it?
megawill
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PostPosted: 09/10/04 - 09:10    Post subject:
never trust the black box....no way in h.e.double hockey sticks...!!!

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megawill
andydp
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PostPosted: 09/10/04 - 09:14    Post subject:
Just so you know...

Many car rental companies already do that and will charge you lots and lots of extra $$ if you exceed the speed limits in their car.

The "black box" you mention, is already in many new cars and is used by police agencies to help reconstruct accidents. It has been documented some insurance companies are reading the boxes when they do the repair estimates.
elkid
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PostPosted: 09/10/04 - 09:15    Post subject:
My car insurance is high enough, so no thanks. Don't need a little box to tell me I regularly speed. I'm already aware of that.
purple hayes
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PostPosted: 09/10/04 - 09:15    Post subject:
megawill wrote:
never trust the black box....no way in h.e.double hockey sticks...!!!

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megawill


You're posting that from a computer right?
Cappy
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PostPosted: 09/10/04 - 09:18    Post subject:
Yeah I probably would go for it. After a while I would probably forget about it anyway.
jrjo
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PostPosted: 09/10/04 - 09:22    Post subject:
What is speeding? I drive a Geo. I'd go for it. Surprised
Sahara
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PostPosted: 09/10/04 - 09:24    Post subject:
Nope
I resist Big Brother despite that fact that it's useless to try.
purple hayes
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PostPosted: 09/10/04 - 09:24    Post subject:
jrjo wrote:
What is speeding? I drive a Geo. I'd go for it. Surprised


If you find a good downhill and a stiff tail wind, you can probably break the speed limit. Try not to doze off when you're going so fast though.
purple hayes
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PostPosted: 09/10/04 - 09:34    Post subject:
Sahara wrote:
Nope
I resist Big Brother despite that fact that it's useless to try.


What have you (generally speaking, not you specifically) got to hide? Does it have a sensor for a body in the trunk or something?
HighHeat
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PostPosted: 09/10/04 - 09:40    Post subject:
Why go through the hassle of making someone install the box?

I should just volunteer to hand my money over to them.
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PostPosted: 09/10/04 - 09:42    Post subject:
Cappy wrote:
Yeah I probably would go for it. After a while I would probably forget about it anyway.



andydp
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PostPosted: 09/10/04 - 09:45    Post subject:
HighHeat wrote:
Why go through the hassle of making someone install the box?

I should just volunteer to hand my money over to them.


I think a lot of you missed something important:

If your car was built in the last 5 years or so the box is already in your car. You're just letting the company have access to the data that is in the in the box already.
rolling rock
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PostPosted: 09/10/04 - 09:47    Post subject:
Confused

what's that box recording anyway, just your speed -- or your conversations
andydp
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PostPosted: 09/10/04 - 09:50    Post subject:
rolling rock wrote:
Confused

what's that box recording anyway, just your speed -- or your conversations


Just like the flight data recorder in a plane: Speed, distances traveled, braking, hours of use, time, date. Correlating the speed, distance traveled and brake usage would give anyone a good idea what your driving habits are like
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