Who controls the checkbook...
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RangerG
Bounty Hunter
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Joined: 13 Mar 2003
Posts: 7301
Location: Gmail Server Number 126
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 Posted: 10/08/03 - 10:27 Post subject:
| keltic63 wrote: | I do now!  |
 Me too Bro... Now there seems to be more money left over...go figure 
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Laurie Ellen
Queenie
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Joined: 14 May 2002
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Location: The Dark Side of the Moon
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Posted: 10/08/03 - 10:31 Post subject:
| purple hayes wrote: | | Quote: | | Who controls the checkbook in your household? |
I just laugh to keep from crying.  |
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Laurie Ellen
Queenie
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Posted: 10/08/03 - 10:36 Post subject:
M is gone waaaay too much for him to have anything to do with the finances... I do it all, and whatever's left over is put where it needs to go, some to saving, some to M to spend, some to me to spend, some for groceries, whatever.
However... M does have a checking account with his name on it, and I have mine with mine. This was suggested to us by our accountant, in case anything should happen to either of us... all our credit cards are either in his name or mine, also. I have his checkbook. I pay his bills with it, and the ones in my name with mine, and all the joint stuff, like the electric bill and stuff, are in my name anyhow.
 It works.
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akern
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Posted: 10/08/03 - 11:40 Post subject:
I do. Keith would spend every penny we had, if he knew we had it.
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Noley
AZhat
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Posted: 10/08/03 - 11:42 Post subject:
When I was working...separate accounts. It just worked better that way for us.
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rolling rock
The Pinball
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Posted: 10/08/03 - 11:44 Post subject:
| purple hayes wrote: | | Running Brewer wrote: | | I have a friend who gets an allowance from his wife every week and she knows every little thing he buys with it. It is rather sad. |
You're right, it is. |
let's see, we've been married 22 years and i'd guess he's written two checks in all that time. maybe 2. he saw me balancing the CB and said "why the hell do you waste your time doing that.. 
glad i've got control of HIS money.
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coachmarkos
my boys could swim
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Posted: 10/08/03 - 11:47 Post subject:
We have 2 joint checking accounts: one for her, one for me.
I handle all the bill paying. We can each access each other's accounts just in case one of us is running short. It works pretty well. Except when she forgets to write in a check! 
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Cappy
Excelent
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Posted: 10/08/03 - 11:47 Post subject:
I am CFO/Controller of Cappy and Associates. I do a majority of the bill paying, investing, etc. Jen is in the loop on everything though, we always discuss things. Everything is there for either of us to review at any time
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Sahara
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Posted: 10/08/03 - 12:02 Post subject:
Finances, more accurately, how finances are spent is one of the issues of my struggling marriage. He is irresponsible with money.
Up until January 2002 we had a joint account. He would not share the details or responsibility of our bill paying. He f'ed up; big time. So I opened an account only in my name I assumed responsibility for paying important stuff (mortgage, gas, electric, etc.).
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thegman
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Posted: 10/08/03 - 12:48 Post subject: Re: Who controls the checkbook...
| pokychick wrote: | | thegman wrote: | in your household?
I found out yesterday that some friends of mine who married are getting a divorce. During their five years of marriage, they maintained separate finances. Whatever wages each earned went into their own accounts, and they split household expenses. Seemed like they never really intended to commit to each other financially, and my wife and I thought the arrangement was rather odd.
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Mr Poky and I handle our finances in a similar manner. I guess we're odd.  |
Sorry if I put you off.  Poor choice of words, I suppose. It's not odd if it works for you. Did I mention I was sorry?
With my divorcing friends, separate finances has become THE issue. He's always been good with his money, apparently, and she's well known to spend it before she earns it. She's fired up because he's just inherited a bucketload of money from an aunt's estate, and she's claiming that the inheritance is marital property even though they've always maintained separate finances. They were headed toward the divorce before the aunt died, and this little issue pushed it over the edge.
My wife and I thought it was unique because we'd never really considered working our finances any other way than jointly. I imagine if either of us was reckless with our spending, we'd be inclined to do it this way.
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elkid
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Posted: 10/08/03 - 12:59 Post subject:
I do. We each dump our money into a joint account, and then I pay the bills accordingly. We each get a weekly allowance to spend as we see fit (for me, usually race fees and dinner/drinks/movies out with friends, him coffee/food on the run/cigarettes). If either of us wants extra cash we discuss it. Credit cards, different story: under $100, no biggie - over $100 we discuss. Keeps the surprises at end of month a minimum and helps us live within our means.
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cherylpf
crazy cat lady
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Posted: 10/08/03 - 13:03 Post subject: Re: Who controls the checkbook...
| pokychick wrote: | | thegman wrote: | in your household?
I found out yesterday that some friends of mine who married are getting a divorce. During their five years of marriage, they maintained separate finances. Whatever wages each earned went into their own accounts, and they split household expenses. Seemed like they never really intended to commit to each other financially, and my wife and I thought the arrangement was rather odd.
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Mr Poky and I handle our finances in a similar manner. I guess we're odd. |
My sister does that too. Which I found unusual since the only thing I really know is my parents and they have joint. But, knowing how BIL spends (like its going out of style) its probably for the best to keep a grip on things for them. Seems to work for them. Whatever works I say.
I guess I should have some sort of control over my own checkbook, eh?
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kristin31
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Location: Caught in the crossfire of childhood and stardom
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Posted: 10/08/03 - 13:10 Post subject:
That's an interesting question. When I was married, we had a joint account for some time and I ended up getting royally screwed.
Now, it's separate bank accounts, separate bathrooms, except for one joint account from which bills are paid. To me, it's not a committment or bad finance handling issue, it's just a lot less stress.
(Except than when we move, he's discussed me taking over all of that and just giving him money. For some reason, that scares me.. BTW, anyone know of a good bank in the FL area, with a lot of ATMs and free or minimal debit card/online banking access? We've both got that here; it seems to be impossible to locate a financial institution with that type of account in the Keys area.)
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pokychick
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Posted: 10/08/03 - 14:37 Post subject: Re: Who controls the checkbook...
| thegman wrote: | | pokychick wrote: | | thegman wrote: | in your household?
I found out yesterday that some friends of mine who married are getting a divorce. During their five years of marriage, they maintained separate finances. Whatever wages each earned went into their own accounts, and they split household expenses. Seemed like they never really intended to commit to each other financially, and my wife and I thought the arrangement was rather odd.
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Mr Poky and I handle our finances in a similar manner. I guess we're odd. |
Sorry if I put you off. Poor choice of words, I suppose. It's not odd if it works for you. Did I mention I was sorry?
With my divorcing friends, separate finances has become THE issue. He's always been good with his money, apparently, and she's well known to spend it before she earns it. She's fired up because he's just inherited a bucketload of money from an aunt's estate, and she's claiming that the inheritance is marital property even though they've always maintained separate finances. They were headed toward the divorce before the aunt died, and this little issue pushed it over the edge.
My wife and I thought it was unique because we'd never really considered working our finances any other way than jointly. I imagine if either of us was reckless with our spending, we'd be inclined to do it this way. |
You didn't put me off....we are odd.
Our names are on each others accounts, we earn about the same amount
of money, we split the expenses, we discuss big expenditures...so far it's working.
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kattzoo
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Posted: 10/08/03 - 18:04 Post subject:
I would love to have separate accounts. I'm the irresponsbile one, but in charge of the checkbook/bills, and not by my choice. I think online banking is the ultimate. I have everything paid automatically at the first of the month, then don't worry about it. I never write paper checks either.
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