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DCRunningDiva
Look at me!!! ©
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Joined: 10 Oct 2003
Posts: 9344
Location: Washington DC Metro
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 Posted: 03/03/06 - 17:05 Post subject: Debt Free!!!!!!!!!!!
w00t!!!!!!!!!! 
Yep, my DH and I are officially debt free (besides the house!). I can't tell you what a journey this has been! When we first got married we came into the marriage with a lot of personal debt. He had been living off credit cards (thanks to his lovely ex) and I had been doing the same (thanks to a job loss half way across the country). Within the first few years of our marriage we had about $40K more in debt than we actually brought home per year. We had over a six figure debt!  We have worked hard for this. We haven't gone to any credit counseling service, we haven't claimed bankruptcy, or anything like that. Just some good ol' hard core saving, penny pinching, and smart consumer shopping (i.e. craigslist and freecycle!). We haven't always had everything we wanted but the most important thing is we have everything we need.
I am totally thankful (MOST OF ALL) that my DH decided to be the one in charge of paying all our bills, etc. because I totally suck at it! 
...and look at me now...I have a cleaning lady! 
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akern
Member
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Joined: 31 May 2002
Posts: 17149
Location: CTU
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Posted: 03/03/06 - 17:26 Post subject:
Congratulations! I can relate, we had a similar situation when we were first married.... ex-wives are the pits. 
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copteacher
Adjunct
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Joined: 08 Jun 2002
Posts: 20588
Location: Teaching in the Halls of Justice
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Posted: 03/03/06 - 17:28 Post subject:
now I am sure you will go on a higher speed internet spending free to help feed your posting addiction.
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Zatoichi
Member
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Joined: 24 Jan 2004
Posts: 840
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Posted: 03/03/06 - 18:11 Post subject:
Wow, most impressive! Congrats on the achievement (something fewer and fewer Americans can imagine these days...). 
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airehead
Oompa Loofah
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Joined: 12 Nov 2002
Posts: 18788
Location: Between here and eternity...
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Posted: 03/03/06 - 18:23 Post subject:
Congrats Diva! That's quite the accomplishment!!!
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robp
Pyromaniac
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Joined: 26 Jul 2002
Posts: 16242
Location: Waiting in line at the beer store...
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Posted: 03/03/06 - 18:30 Post subject:
Good job Diva. I'm also debt free (other than the 6 months of child support I pay a year) although I'm looking to buy a house. No loans, no car payments, credit card paid off monthly and ex-wife paid off in full. And I won't be stretching myself to my limit buying a house either.
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cherylpf
crazy cat lady
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Joined: 14 May 2002
Posts: 17305
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Posted: 03/03/06 - 18:31 Post subject:
That's very very impressive, great for you!
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Floridaboiler
POTFH
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Joined: 18 May 2002
Posts: 11322
Location: Jacksonville, Florida
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Posted: 03/03/06 - 21:23 Post subject:
Congratulations.
We are working hard to get back to that point ourselves. It does feel good when you get there and I really miss that feeling.
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keltic63
the kilted one
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Joined: 17 May 2002
Posts: 8574
Location: under the weather
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Posted: 03/03/06 - 21:56 Post subject:
so I'm guessing you got some extra bucks you can throw my way. 
actually, I'm eliminating some of my debt (left over from the marriage) and it does feel good. 1 bill is done, 2 more are very close. You can participate with me by sending me a check for $700 !!!! 
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TriBob
Member
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Joined: 29 Aug 2002
Posts: 5771
Location: Lost in Transition
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Posted: 03/03/06 - 22:35 Post subject:
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DCRunningDiva
Look at me!!! ©
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Joined: 10 Oct 2003
Posts: 9344
Location: Washington DC Metro
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Posted: 03/04/06 - 08:36 Post subject:
| keltic63 wrote: | so I'm guessing you got some extra bucks you can throw my way.
actually, I'm eliminating some of my debt (left over from the marriage) and it does feel good. 1 bill is done, 2 more are very close. You can participate with me by sending me a check for $700 !!!! |
Um...yeah...I'll get right on that!
Seriously, though, we are going to save the extra money to buy a new house in the next year. We only had plans to stay here for two years and we will probably be staying for 2 1/2 - 3 years total. We just really want to move closer to DC again - we are too stinkin' far out!!!
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copteacher
Adjunct
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Joined: 08 Jun 2002
Posts: 20588
Location: Teaching in the Halls of Justice
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Posted: 03/04/06 - 09:26 Post subject:
| DCRunningDiva wrote: | | we are too stinkin' far out!!! |
truer word have never been admitted.
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Ms. Jenn
Fresh, Hot & Wild
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Joined: 14 Feb 2004
Posts: 7935
Location: Suite 550
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Posted: 03/04/06 - 10:43 Post subject:
Congratulations!
We were out of debt for a while. Then we bought two new cars and an airplane 
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tdassow
Member
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Joined: 18 Jun 2004
Posts: 198
Location: Way up North...
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Posted: 03/04/06 - 21:10 Post subject:
I'm no stranger to finance or debt, or budgeting, and I am personally insanely jealous and happy for you.
Keep it up!
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purple hayes
Frightened Inmate #2
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Joined: 14 May 2002
Posts: 14462
Location: ON YOUR LEFT!
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Posted: 03/04/06 - 22:12 Post subject:
Congrats.
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